@media (max-width:1000px){
    #screen-sin .stats{grid-template-columns:repeat(2,1fr);}
    #screen-sin .field-grid,#screen-sin .field-grid.c3,#screen-sin .checklist{grid-template-columns:1fr;}
  }


  :root {
    --ocean: #0B3D6B;
    --ocean-mid: #1A5C9A;
    --ocean-light: #E8F2FA;
    --wave: #0EA5E9;
    --sand: #F8F6F2;
    --charcoal: #1C1C1E;
    --muted: #6B7280;
    --border: #E5E7EB;
    --white: #FFFFFF;
    --green: #059669;
    --red: #DC2626;
    --amber: #D97706;

    /* ── Variables personalizables (tema) ── */
    --page-bg: var(--sand);
    --page-text: var(--charcoal);
    --header-bg: var(--ocean);
    --header-text: #FFFFFF;
    --hero-bg1: var(--ocean);
    --hero-bg2: var(--wave);
    --hero-text: #FFFFFF;
    --hero-bg-image: none;
    --card-bg: #FFFFFF;
    --card-text: var(--ocean);
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }

  body {
    font-family: 'Inter', sans-serif;
    background: var(--page-bg);
    color: var(--page-text);
    min-height: 100vh;
  }

  /* ── HEADER ── */
  header {
    background: var(--header-bg);
    color: var(--header-text);
    padding: 0 2rem;
    height: 64px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 2px 12px rgba(11,61,107,0.3);
  }
  .logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 700;
    font-size: 1.1rem;
    letter-spacing: -0.3px;
  }
  .logo-anchor {
    width: 28px; height: 28px;
    background: var(--wave);
    border-radius: 6px;
    display: flex; align-items: center; justify-content: center;
    font-size: 16px;
    overflow: hidden;
    flex-shrink: 0;
  }
  .logo-anchor img {
    width: 100%; height: 100%;
    object-fit: cover;
  }
  .header-nav {
    display: flex;
    gap: 4px;
    align-items: center;
  }
  .nav-btn {
    background: none;
    border: none;
    color: color-mix(in srgb, var(--header-text) 65%, transparent);
    font-family: 'Inter', sans-serif;
    font-size: 0.85rem;
    font-weight: 500;
    padding: 6px 14px;
    border-radius: 6px;
    cursor: pointer;
    transition: all 0.15s;
  }
  .nav-btn:hover { background: rgba(255,255,255,0.1); color: var(--header-text); }
  .nav-btn.active { background: rgba(255,255,255,0.15); color: var(--header-text); }
  .nav-btn-icon {
    background: none;
    border: 1px solid color-mix(in srgb, var(--header-text) 30%, transparent);
    color: var(--header-text);
    font-size: 0.85rem;
    padding: 6px 10px;
    border-radius: 6px;
    cursor: pointer;
    margin-left: 8px;
    transition: all 0.15s;
  }
  .nav-btn-icon:hover { background: rgba(255,255,255,0.12); }

  /* ── SCREENS ── */
  .screen { display: none; }
  .screen.active { display: block; }

  /* ── HOME ── */
  .home-hero {
    background-image: var(--hero-bg-image), linear-gradient(135deg, var(--hero-bg1) 0%, var(--hero-bg1) 55%, var(--hero-bg2) 130%);
    background-size: cover;
    background-position: center;
    background-blend-mode: overlay;
    color: var(--hero-text);
    padding: 4rem 2rem 6rem;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  .home-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  }
  .home-hero::after {
    content: '';
    position: absolute;
    width: 480px; height: 480px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(14,165,233,0.25), transparent 70%);
    top: -220px; right: -120px;
  }
  .home-hero-inner { position: relative; z-index: 1; }
  .home-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    color: color-mix(in srgb, var(--hero-text) 80%, transparent);
    background: color-mix(in srgb, var(--hero-text) 8%, transparent);
    border: 1px solid color-mix(in srgb, var(--hero-text) 18%, transparent);
    padding: 5px 12px;
    border-radius: 20px;
    margin-bottom: 1.25rem;
  }
  .home-hero h1 {
    font-size: 2.4rem;
    font-weight: 700;
    letter-spacing: -1px;
    margin-bottom: 0.6rem;
  }
  .home-hero p {
    font-size: 0.98rem;
    opacity: 0.75;
    max-width: 460px;
    margin: 0 auto;
  }
  .home-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
    gap: 1rem;
    padding: 0 2rem;
    max-width: 980px;
    margin: -3rem auto 0;
    position: relative;
    z-index: 2;
  }
  .home-card {
    background: var(--card-bg);
    border-radius: 14px;
    padding: 1.25rem 1rem;
    cursor: pointer;
    box-shadow: 0 2px 10px rgba(11,61,107,0.08);
    transition: all 0.18s ease;
    border: 1px solid var(--border);
    text-align: left;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
  }
  .home-card:hover {
    transform: translateY(-3px);
    border-color: var(--wave);
    box-shadow: 0 10px 24px rgba(14,165,233,0.18);
  }
  .card-icon-wrap {
    width: 36px; height: 36px;
    border-radius: 9px;
    background: var(--ocean-light);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.05rem;
  }
  .home-card h3 {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--card-text);
  }
  .home-card p {
    font-size: 0.75rem;
    color: var(--muted);
    line-height: 1.4;
  }

  /* ── LAYOUT OPERACIONES ── */
  .ops-layout {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0;
  }
  .ops-tabs {
    background: white;
    border-bottom: 1px solid var(--border);
    padding: 0 2rem;
    display: flex;
    gap: 0;
  }
  .ops-tab {
    padding: 1rem 1.5rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--muted);
    border-bottom: 2px solid transparent;
    cursor: pointer;
    transition: all 0.15s;
    margin-bottom: -1px;
    background: none;
    border-left: none;
    border-right: none;
    border-top: none;
    font-family: 'Inter', sans-serif;
  }
  .ops-tab:hover { color: var(--ocean); }
  .ops-tab.active { color: var(--ocean); border-bottom-color: var(--ocean); }

  /* ── CONTENT AREA ── */
  .content { padding: 2rem; }

  /* ── KPI CARDS ── */
  .kpi-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
  }
  .kpi {
    background: white;
    border-radius: 12px;
    padding: 1.5rem;
    border: 1px solid var(--border);
  }
  .kpi-label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 0.5rem;
  }
  .kpi-value {
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--ocean);
    font-family: 'DM Mono', monospace;
    letter-spacing: -0.5px;
  }
  .kpi-sub {
    font-size: 0.75rem;
    color: var(--muted);
    margin-top: 0.25rem;
  }
  .kpi.accent { background: var(--ocean); }
  .kpi.accent .kpi-label { color: rgba(255,255,255,0.65); }
  .kpi.accent .kpi-value { color: white; }
  .kpi.accent .kpi-sub { color: rgba(255,255,255,0.5); }

  /* ── CHARTS ── */
  .charts-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 2rem;
  }
  @media (max-width: 768px) { .charts-grid { grid-template-columns: 1fr; } }
  .chart-card {
    background: white;
    border-radius: 12px;
    padding: 1.5rem;
    border: 1px solid var(--border);
  }
  .chart-card h3 {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 1.25rem;
  }
  .chart-wrap { position: relative; height: 240px; }

  /* ── FORM ENTRY ── */
  .entry-section {
    background: white;
    border-radius: 12px;
    border: 1px solid var(--border);
    margin-bottom: 1.5rem;
    overflow: hidden;
  }
  .entry-header {
    padding: 1.25rem 1.5rem;
    border-bottom: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: space-between;
  }
  .entry-header h3 {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--charcoal);
  }

  /* ── Tarjetas compactas de importación (Nuevo Certificado) ── */
  .import-tiles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.85rem;
    margin-bottom: 1.5rem;
  }
  @media (max-width: 900px) {
    .import-tiles-grid { grid-template-columns: 1fr; }
  }
  .import-tile {
    background: white;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 0.9rem 1rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
  }
  .import-tile-head {
    display: flex;
    align-items: center;
    gap: 0.45rem;
  }
  .import-tile-icon { font-size: 1.15rem; line-height: 1; }
  .import-tile-title {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--charcoal);
  }
  .import-tile-desc {
    font-size: 0.72rem;
    color: var(--muted);
    line-height: 1.35;
  }
  .import-tile-actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    flex-wrap: wrap;
    margin-top: auto;
  }
  .import-tile-link {
    background: none;
    border: none;
    color: var(--ocean-mid);
    font-size: 0.72rem;
    font-weight: 600;
    cursor: pointer;
    padding: 0;
  }
  .import-tile-link:hover { text-decoration: underline; }
  .import-tile-clear {
    background: none;
    border: none;
    color: var(--muted);
    font-size: 0.72rem;
    cursor: pointer;
    padding: 0;
  }
  .import-tile-clear:hover { color: var(--red); }
  .import-tile-status {
    font-size: 0.72rem;
    color: var(--muted);
  }
  .import-tile-textarea {
    width: 100%;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    padding: 0.5rem 0.6rem;
    font-size: 0.8rem;
    font-family: 'Inter', sans-serif;
    resize: vertical;
    color: var(--charcoal);
    transition: height 0.15s ease;
  }

  /* ── Insignia de alerta sobre la card de Cartera (Inicio) ── */
  .home-card { position: relative; }
  .home-card-badge {
    position: absolute;
    top: 10px;
    right: 10px;
    background: var(--red, #DC2626);
    color: white;
    font-size: 0.72rem;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 20px;
    box-shadow: 0 1px 4px rgba(220,38,38,0.4);
    animation: badge-pulse 2s ease-in-out infinite;
  }
  @keyframes badge-pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.08); }
  }

  /* ── Banner de alerta de vencimientos (Cartera) ── */
  .cartera-alert-banner {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    padding: 0.9rem 1.25rem;
    border-radius: 12px;
    margin-bottom: 1rem;
    border: 1.5px solid;
  }
  .cartera-alert-banner.rojo {
    background: #FEF2F2;
    border-color: #FCA5A5;
    color: #991B1B;
  }
  .cartera-alert-banner.amarillo {
    background: #FFFBEB;
    border-color: #FCD34D;
    color: #92400E;
  }
  .cartera-alert-banner-icon { font-size: 1.4rem; flex-shrink: 0; }
  .cartera-alert-banner-text { flex: 1; font-size: 0.86rem; line-height: 1.4; }
  .cartera-alert-banner-text strong { font-weight: 700; }
  .cartera-alert-banner-btn {
    background: white;
    border: 1.5px solid currentColor;
    color: inherit;
    padding: 0.4rem 0.9rem;
    border-radius: 8px;
    font-size: 0.78rem;
    font-weight: 600;
    cursor: pointer;
    white-space: nowrap;
  }
  .cartera-alert-banner-btn:hover { background: rgba(0,0,0,0.04); }

  /* ── Mostrar/ocultar contraseña ── */
  .password-field-wrap { position: relative; display: flex; }
  .password-field-wrap input { flex: 1; padding-right: 2.3rem !important; width: 100%; }
  .password-toggle-btn {
    position: absolute;
    right: 0.55rem;
    top: 50%;
    transform: translateY(-50%);
    background: none;
    border: none;
    cursor: pointer;
    font-size: 1.05rem;
    padding: 0.15rem 0.2rem;
    color: var(--muted);
    line-height: 1;
  }
  .password-toggle-btn:hover { color: var(--charcoal); }

  .entry-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 1rem;
    padding: 1.5rem;
  }
  .field label {
    display: block;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--muted);
    margin-bottom: 0.4rem;
    text-transform: uppercase;
    letter-spacing: 0.3px;
  }
  .field input, .field select, .field textarea {
    width: 100%;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    padding: 0.55rem 0.75rem;
    font-size: 0.875rem;
    font-family: 'Inter', sans-serif;
    color: var(--charcoal);
    background: white;
    outline: none;
    transition: border-color 0.15s;
  }
  .field input:focus, .field select:focus, .field textarea:focus {
    border-color: var(--wave);
    box-shadow: 0 0 0 3px rgba(14,165,233,0.1);
  }
  .field textarea { resize: vertical; min-height: 72px; }
  .field.span2 { grid-column: span 2; }
  .field input.input-error, .field select.input-error, .field textarea.input-error {
    border-color: var(--red);
    box-shadow: 0 0 0 3px rgba(220,38,38,0.12);
    animation: shake-error 0.3s;
  }
  @keyframes shake-error {
    0%, 100% { transform: translateX(0); }
    25% { transform: translateX(-4px); }
    75% { transform: translateX(4px); }
  }
  .form-actions {
    padding: 1rem 1.5rem;
    border-top: 1px solid var(--border);
    display: flex;
    gap: 0.75rem;
    align-items: center;
  }

  /* ── BUTTONS ── */
  .btn {
    padding: 0.55rem 1.25rem;
    border-radius: 8px;
    font-size: 0.875rem;
    font-weight: 600;
    font-family: 'Inter', sans-serif;
    cursor: pointer;
    border: none;
    transition: all 0.15s;
  }
  .btn-primary { background: var(--ocean); color: white; }
  .btn-primary:hover { background: var(--ocean-mid); }
  .btn-secondary { background: var(--border); color: var(--charcoal); }
  .btn-secondary:hover { background: #d1d5db; }
  .btn-sm {
    padding: 0.3rem 0.75rem;
    font-size: 0.78rem;
    border-radius: 6px;
  }
  .btn-danger { background: #fee2e2; color: var(--red); }
  .btn-danger:hover { background: #fca5a5; }
  .btn-edit { background: var(--ocean-light); color: var(--ocean); }
  .btn-export { background: var(--green); color: white; }
  .btn-export:hover { background: #047857; }

  /* ── COTIZADOR: 3 OPCIONES DE PLAN ── */
  .plan-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    padding: 1.5rem;
  }
  @media (max-width: 900px) { .plan-grid { grid-template-columns: 1fr; } }
  .plan-card {
    border: 1.5px solid var(--border);
    border-radius: 12px;
    padding: 1.1rem;
    cursor: pointer;
    transition: all 0.15s;
    position: relative;
    background: white;
  }
  .plan-card:hover { border-color: var(--wave); transform: translateY(-2px); }
  .plan-card.selected { border-color: var(--ocean); background: var(--ocean-light); box-shadow: 0 4px 14px rgba(11,61,107,0.12); }
  .plan-badge {
    position: absolute; top: -10px; right: 12px;
    background: var(--wave); color: white;
    font-size: 0.62rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: 0.3px; padding: 3px 8px; border-radius: 8px;
  }
  .plan-name { font-size: 0.92rem; font-weight: 700; color: var(--ocean); margin-bottom: 0.35rem; }
  .plan-desc { font-size: 0.76rem; color: var(--muted); line-height: 1.5; margin-bottom: 0.75rem; min-height: 56px; }
  .plan-detail { font-size: 0.74rem; color: var(--charcoal); line-height: 1.5; margin-bottom: 0.5rem; }
  .plan-detail b { color: var(--ocean-mid); }
  .plan-price { font-family: 'DM Mono', monospace; font-size: 1.15rem; font-weight: 700; color: var(--ocean); margin-bottom: 0.6rem; }
  .plan-price span { font-size: 0.68rem; color: var(--muted); font-family: 'Inter', sans-serif; font-weight: 500; display: block; }
  .plan-card .btn { width: 100%; text-align: center; }
  .plan-print-check {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.74rem;
    color: var(--muted);
    margin-top: 0.6rem;
    cursor: pointer;
    user-select: none;
  }
  .plan-print-check input { cursor: pointer; }

  /* ── COTIZADOR: SELECTOR DE RIESGO ── */
  .riesgo-nav {
    display: flex;
    gap: 0.6rem;
    flex-wrap: wrap;
    margin-bottom: 1.5rem;
  }
  .riesgo-chip {
    background: white;
    border: 1.5px solid var(--border);
    color: var(--charcoal);
    font-family: 'Inter', sans-serif;
    font-size: 0.82rem;
    font-weight: 600;
    padding: 0.6rem 1rem;
    border-radius: 10px;
    cursor: pointer;
    transition: all 0.15s;
    display: flex;
    align-items: center;
    gap: 6px;
  }
  .riesgo-chip.active {
    background: var(--ocean);
    border-color: var(--ocean);
    color: white;
  }
  .riesgo-chip.disabled {
    cursor: not-allowed;
    color: var(--muted);
    opacity: 0.65;
  }
  .chip-soon {
    font-size: 0.62rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    background: var(--ocean-light);
    color: var(--ocean-mid);
    padding: 1px 6px;
    border-radius: 8px;
  }
  .riesgo-panel { display: none; }
  .riesgo-panel.active { display: block; }

  /* ── COTIZADOR: GRID + TARJETA DE COTIZACIÓN ── */
  .cotizador-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    align-items: start;
  }
  @media (max-width: 900px) { .cotizador-grid { grid-template-columns: 1fr; } }
  .quote-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 1.75rem;
    box-shadow: 0 2px 10px rgba(11,61,107,0.06);
  }
  .quote-card-head {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    border-bottom: 2px solid var(--ocean);
    padding-bottom: 1rem;
    margin-bottom: 1.25rem;
  }
  .quote-card-eyebrow {
    font-size: 0.68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: var(--ocean-mid);
    margin-bottom: 4px;
  }
  .quote-card-head h3 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--ocean);
  }
  .quote-card-cuit {
    font-family: 'DM Mono', monospace;
    font-size: 0.8rem;
    color: var(--muted);
    margin-top: 2px;
  }
  .quote-card-logo {
    width: 38px; height: 38px;
    background: var(--ocean-light);
    border-radius: 9px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
  }
  .quote-section { margin-bottom: 1rem; }
  .quote-label {
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.4px;
    color: var(--muted);
    margin-bottom: 0.3rem;
  }
  .quote-value { font-size: 0.86rem; color: var(--charcoal); line-height: 1.5; }
  .quote-list { padding-left: 1.1rem; font-size: 0.84rem; line-height: 1.6; color: var(--charcoal); }
  .quote-clause {
    background: #FFFBEB;
    border: 1.5px solid var(--amber);
    border-radius: 10px;
    padding: 0.85rem 1rem;
    font-size: 0.78rem;
    line-height: 1.5;
    color: #92400E;
    margin-bottom: 1rem;
  }
  .quote-costos {
    background: var(--ocean-light);
    border-radius: 10px;
    padding: 1rem 1.1rem;
    margin: 1rem 0;
  }
  .quote-costos-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.84rem;
    padding: 0.3rem 0;
    color: var(--ocean);
  }
  .quote-costos-total {
    border-top: 1px solid rgba(11,61,107,0.18);
    margin-top: 0.3rem;
    padding-top: 0.6rem;
    font-size: 0.95rem;
  }
  .quote-footnote { font-size: 0.7rem; color: var(--muted); line-height: 1.5; margin-top: 0.5rem; }

  /* ── CLAUSULAS EDITOR ── */
  .clausula-item { display:flex; flex-direction:column; gap:0.4rem; }
  .clausula-toggle-row { display:flex; align-items:center; gap:0.6rem; }
  .clausula-label { font-size:0.84rem; font-weight:600; color:var(--charcoal); }
  .clausula-textarea {
    width:100%; padding:8px 10px; border:1px solid var(--border); border-radius:8px;
    font-family:'Inter',sans-serif; font-size:0.8rem; resize:vertical; color:var(--charcoal);
    background:#fafafa; line-height:1.5;
  }
  .clausula-textarea:focus { outline:none; border-color:var(--wave); background:#fff; }
  .clausula-switch { position:relative; display:inline-block; width:36px; height:20px; flex-shrink:0; }
  .clausula-switch input { opacity:0; width:0; height:0; }
  .clausula-slider {
    position:absolute; inset:0; background:#ccc; border-radius:20px; cursor:pointer; transition:0.2s;
  }
  .clausula-slider:before {
    content:''; position:absolute; width:14px; height:14px; left:3px; bottom:3px;
    background:#fff; border-radius:50%; transition:0.2s;
  }
  .clausula-switch input:checked + .clausula-slider { background:var(--wave); }
  .clausula-switch input:checked + .clausula-slider:before { transform:translateX(16px); }
  .dias-alerta { color: var(--red); font-weight: 700; }

  /* ── ESTADO BADGES ── */
  .badge-estado {
    display: inline-block;
    padding: 2px 8px;
    border-radius: 20px;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.3px;
    white-space: nowrap;
  }
  .badge-emitido  { background: #D1FAE5; color: #065F46; }
  .badge-facturado { background: #DBEAFE; color: #1E40AF; }
  .badge-anulado  { background: #FEE2E2; color: #991B1B; }
  .badge-en_proceso_renovacion { background: #FEF3C7; color: #92400E; }
  /* Filas anuladas: atenuadas y tachadas en prima/suma */
  tr.row-anulado { opacity: 0.55; }
  tr.row-anulado td { text-decoration: line-through; }
  tr.row-anulado .badge-estado,
  tr.row-anulado .badge,
  tr.row-anulado .compania-tag,
  tr.row-anulado .estado-select-inline,
  tr.row-anulado button { text-decoration: none; }

  /* Quick-change estado select inline */
  .estado-select-inline {
    border: none;
    background: transparent;
    font-family: 'Inter', sans-serif;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.3px;
    border-radius: 20px;
    padding: 2px 8px;
    cursor: pointer;
    appearance: none;
    -webkit-appearance: none;
    text-align: center;
    outline: none;
    min-width: 90px;
  }
  .estado-select-inline.est-emitido  { background: #D1FAE5; color: #065F46; }
  .estado-select-inline.est-facturado { background: #DBEAFE; color: #1E40AF; }
  .estado-select-inline.est-anulado  { background: #FEE2E2; color: #991B1B; }

  /* ── TABLE ── */
  .table-section {
    background: white;
    border-radius: 12px;
    border: 1px solid var(--border);
    overflow: hidden;
  }
  .table-header {
    padding: 1.25rem 1.5rem;
    border-bottom: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
  }
  .table-header h3 {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--charcoal);
  }
  .table-controls {
    display: flex;
    gap: 0.75rem;
    align-items: center;
    flex-wrap: wrap;
  }
  .search-input {
    border: 1.5px solid var(--border);
    border-radius: 8px;
    padding: 0.45rem 0.85rem;
    font-size: 0.85rem;
    font-family: 'Inter', sans-serif;
    width: 200px;
    outline: none;
  }
  .search-input:focus { border-color: var(--wave); }
  .filter-select {
    border: 1.5px solid var(--border);
    border-radius: 8px;
    padding: 0.45rem 0.75rem;
    font-size: 0.85rem;
    font-family: 'Inter', sans-serif;
    outline: none;
    background: white;
  }
  .table-wrap { overflow-x: auto; }
  table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.82rem;
  }
  thead th {
    background: var(--sand);
    padding: 0.75rem 1rem;
    text-align: left;
    font-weight: 600;
    color: var(--muted);
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.4px;
    white-space: nowrap;
    border-bottom: 1px solid var(--border);
  }
  tbody tr {
    border-bottom: 1px solid var(--border);
    transition: background 0.1s;
  }
  tbody tr:hover { background: #f9fafb; }
  tbody tr:last-child { border-bottom: none; }
  td {
    padding: 0.75rem 1rem;
    vertical-align: middle;
    white-space: nowrap;
  }
  .td-long { max-width: 200px; overflow: hidden; text-overflow: ellipsis; }
  .badge {
    display: inline-block;
    padding: 2px 8px;
    border-radius: 20px;
    font-size: 0.7rem;
    font-weight: 600;
  }
  .badge-usd { background: #dbeafe; color: #1d4ed8; }
  .badge-ars { background: #fef3c7; color: #92400e; }
  .badge-eur { background: #d1fae5; color: #065f46; }
  .mono { font-family: 'DM Mono', monospace; }
  .text-right { text-align: right; }

  /* ── COLUMN SELECTOR PANEL ── */
  .col-panel-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.35);
    z-index: 300;
  }
  .col-panel-overlay.open { display: block; }
  .col-panel {
    display: none;
    position: fixed;
    top: 0; right: 0;
    width: 300px;
    height: 100vh;
    background: white;
    z-index: 310;
    flex-direction: column;
    box-shadow: -6px 0 24px rgba(11,61,107,0.18);
    border-left: 1px solid var(--border);
  }
  .col-panel.open { display: flex; }
  .col-panel-head {
    background: var(--ocean);
    color: white;
    padding: 1rem 1.25rem;
    font-weight: 700;
    font-size: 0.9rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .col-panel-head button {
    background: none; border: none; color: white;
    font-size: 1.2rem; cursor: pointer; line-height: 1; padding: 2px 4px;
    border-radius: 4px;
    transition: background 0.15s;
  }
  .col-panel-head button:hover { background: rgba(255,255,255,0.15); }
  .col-panel-actions {
    padding: 0.75rem 1rem;
    border-bottom: 1px solid var(--border);
    display: flex; gap: 0.5rem;
  }
  .col-panel-list { flex: 1; overflow-y: auto; padding: 0.25rem 0; }
  .col-item {
    display: flex; align-items: center; gap: 10px;
    padding: 0.6rem 1.25rem;
    cursor: pointer;
    transition: background 0.1s;
    font-size: 0.83rem;
    color: var(--charcoal);
    font-weight: 500;
    user-select: none;
  }
  .col-item:hover { background: var(--ocean-light); }
  .col-item input[type=checkbox] {
    width: 15px; height: 15px;
    accent-color: var(--ocean); cursor: pointer; flex-shrink: 0;
  }

  /* ── CERTIFICATE REVIEW MODAL (subida PDF/Excel desde Listado) ── */
  .cert-modal-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.4);
    z-index: 400;
  }
  .cert-modal-overlay.open { display: block; }
  .cert-modal {
    display: none;
    position: fixed;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    width: min(760px, 92vw);
    max-height: 88vh;
    background: white;
    z-index: 410;
    flex-direction: column;
    border-radius: 10px;
    box-shadow: 0 12px 40px rgba(11,61,107,0.28);
    overflow: hidden;
  }
  .cert-modal.open { display: flex; }
  .cert-modal-body { overflow-y: auto; flex: 1; }

  /* sortable th arrow */
  thead th.sortable { cursor: pointer; }
  thead th.sortable:hover { background: #edeae5; }
  thead th .sort-arr { opacity: 0.35; margin-left: 4px; font-size: 0.65rem; }
  thead th.sorted .sort-arr { opacity: 1; }

  /* arrastrar columnas para reordenarlas */
  thead th[draggable="true"] { cursor: grab; user-select: none; }
  thead th[draggable="true"]:active { cursor: grabbing; }
  thead th.col-dragging { opacity: 0.4; }
  thead th.col-drag-over { box-shadow: inset 3px 0 0 var(--ocean, #0B3D6B); background: #e2ecf3; }

  /* pagination */
  .list-pagination {
    display: flex; align-items: center; justify-content: center;
    gap: 0.6rem; padding: 0.75rem 1.25rem;
    background: var(--sand); border-top: 1px solid var(--border);
    font-size: 0.8rem; color: var(--muted); flex-wrap: wrap;
  }
  .list-pagination button {
    padding: 0.3rem 0.8rem;
    border: 1.5px solid var(--border); border-radius: 6px;
    background: white; font-size: 0.78rem; color: var(--ocean);
    cursor: pointer; transition: all 0.15s; font-family: 'Inter', sans-serif;
  }
  .list-pagination button:hover:not(:disabled) { background: var(--ocean); color: white; border-color: var(--ocean); }
  .list-pagination button:disabled { opacity: 0.38; cursor: not-allowed; }
  .list-pagination select {
    padding: 0.3rem 0.5rem; border: 1.5px solid var(--border);
    border-radius: 6px; font-size: 0.78rem; color: var(--ocean);
    background: white; cursor: pointer; font-family: 'Inter', sans-serif;
  }

  /* ── TOAST ── */
  .toast {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    background: var(--charcoal);
    color: white;
    padding: 0.875rem 1.5rem;
    border-radius: 10px;
    font-size: 0.875rem;
    font-weight: 500;
    box-shadow: 0 8px 24px rgba(0,0,0,0.2);
    transform: translateY(100px);
    opacity: 0;
    transition: all 0.25s;
    z-index: 999;
  }
  .toast.show { transform: translateY(0); opacity: 1; }

  /* ── MODAL ── */
  .modal-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.5);
    z-index: 200;
    align-items: center;
    justify-content: center;
  }
  .modal-overlay.open { display: flex; }

  /* ── Cartera: semáforo de vencimientos ── */
  .semaforo-dot {
    display: inline-block;
    width: 11px;
    height: 11px;
    border-radius: 50%;
    flex-shrink: 0;
  }
  .semaforo-dot.rojo     { background: var(--red, #DC2626); box-shadow: 0 0 0 3px rgba(220,38,38,0.15); }
  .semaforo-dot.amarillo { background: #D97706; box-shadow: 0 0 0 3px rgba(217,119,6,0.15); }
  .semaforo-dot.verde    { background: #059669; box-shadow: 0 0 0 3px rgba(5,150,105,0.15); }
  .semaforo-dot.gris     { background: #9CA3AF; box-shadow: 0 0 0 3px rgba(156,163,175,0.15); }

  /* ── Cartera: drawer lateral de detalle ── */
  .cartera-drawer-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.35);
    z-index: 210;
  }
  .cartera-drawer-overlay.open { display: block; }
  .cartera-drawer {
    position: fixed;
    top: 0;
    right: 0;
    height: 100%;
    width: 420px;
    max-width: 92vw;
    background: white;
    box-shadow: -8px 0 24px rgba(0,0,0,0.18);
    display: flex;
    flex-direction: column;
    animation: drawer-slide-in 0.2s ease-out;
  }
  @keyframes drawer-slide-in {
    from { transform: translateX(100%); }
    to { transform: translateX(0); }
  }
  .cartera-drawer-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.25rem 1.5rem;
    border-bottom: 1px solid var(--border);
  }
  .cartera-drawer-head h3 { margin: 0; font-size: 1.05rem; }
  .cartera-drawer-body {
    flex: 1;
    overflow-y: auto;
    padding: 1.25rem 1.5rem;
  }
  .cartera-drawer-foot {
    padding: 1rem 1.5rem;
    border-top: 1px solid var(--border);
    display: flex;
    gap: 0.75rem;
    justify-content: flex-end;
  }
  .cartera-drawer-field {
    margin-bottom: 0.9rem;
  }
  .cartera-drawer-field label {
    display: block;
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 0.2rem;
  }
  .cartera-drawer-field .value {
    font-size: 0.9rem;
    color: var(--charcoal);
  }
  .cartera-drawer-section-title {
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--ocean-mid);
    text-transform: uppercase;
    letter-spacing: 0.4px;
    margin: 1.25rem 0 0.6rem;
    padding-top: 1rem;
    border-top: 1px solid var(--border);
  }
  .cartera-drawer-section-title:first-child { margin-top: 0; padding-top: 0; border-top: none; }

  .modal {
    background: white;
    border-radius: 16px;
    width: 90%;
    max-width: 640px;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: 0 24px 64px rgba(0,0,0,0.2);
  }
  .modal-head {
    padding: 1.5rem;
    border-bottom: 1px solid var(--border);
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .modal-head h3 { font-size: 1rem; font-weight: 700; }
  .modal-close { background: none; border: none; cursor: pointer; font-size: 1.3rem; color: var(--muted); }
  .modal-body { padding: 1.5rem; }
  .modal-foot {
    padding: 1.25rem 1.5rem;
    border-top: 1px solid var(--border);
    display: flex;
    gap: 0.75rem;
    justify-content: flex-end;
  }

  .empty-state {
    text-align: center;
    padding: 3rem;
    color: var(--muted);
  }
  .empty-state p { font-size: 0.9rem; }

  .compania-tag {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 3px 8px;
    border-radius: 6px;
    font-size: 0.75rem;
    font-weight: 600;
    background: var(--ocean-light);
    color: var(--ocean);
  }

  .table-summary {
    padding: 0.75rem 1.5rem;
    background: var(--sand);
    border-top: 1px solid var(--border);
    display: flex;
    gap: 2rem;
    font-size: 0.8rem;
    color: var(--muted);
  }
  .table-summary strong { color: var(--ocean); font-family: 'DM Mono', monospace; }

  /* ── COLLAPSIBLE SECTIONS ── */
  .collapsible-header {
    cursor: pointer;
    user-select: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
  }
  .collapsible-header:hover { opacity: 0.85; }
  .collapse-arrow {
    font-size: 0.75rem;
    color: var(--muted);
    transition: transform 0.2s;
    margin-left: 0.5rem;
    display: inline-block;
  }
  .collapse-arrow.open { transform: rotate(180deg); }
  .collapsible-body {
    overflow: hidden;
    transition: max-height 0.3s ease;
  }
  .collapsible-body.collapsed { max-height: 0 !important; }

  /* ── MONTH DETAIL ROW ── */
  .month-detail-row td {
    padding: 0 !important;
    background: var(--ocean-light);
    border-bottom: 2px solid var(--wave) !important;
  }
  .month-detail-inner {
    padding: 1.25rem 1.5rem;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem;
  }
  @media (max-width: 700px) { .month-detail-inner { grid-template-columns: 1fr; } }
  .month-detail-block h4 {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--ocean);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 0.6rem;
    padding-bottom: 0.4rem;
    border-bottom: 1px solid var(--border);
  }
  .month-detail-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.78rem;
  }
  .month-detail-table th {
    text-align: left;
    font-size: 0.68rem;
    font-weight: 600;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.4px;
    padding: 0.3rem 0.5rem;
    border-bottom: 1px solid var(--border);
  }
  .month-detail-table th.tr { text-align: right; }
  .month-detail-table td {
    padding: 0.35rem 0.5rem;
    border-bottom: 1px solid rgba(0,0,0,0.05);
    white-space: nowrap;
  }
  .month-detail-table tr:last-child td { border-bottom: none; }
  .month-row-clickable { cursor: pointer; }
  .month-row-clickable:hover { background: #f0f7ff !important; }
  .month-row-clickable td:first-child::before {
    content: '▶ ';
    font-size: 0.6rem;
    color: var(--wave);
    margin-right: 4px;
  }
  .month-row-clickable.expanded td:first-child::before { content: '▼ '; }

  /* ── LOGIN ── */
  #login-screen { position:fixed;inset:0;background:linear-gradient(135deg,#0B3D6B 0%,#1A5C9A 60%,#0EA5E9 130%);display:flex;align-items:center;justify-content:center;z-index:9999; }
  #login-screen.hidden { display:none; }
  .login-box { background:white;border-radius:20px;padding:2.5rem 2rem;width:100%;max-width:380px;box-shadow:0 32px 80px rgba(0,0,0,0.25); }
  .login-logo { display:flex;align-items:center;justify-content:center;gap:10px;margin-bottom:1.75rem; }
  .login-logo-icon { width:42px;height:42px;background:#0B3D6B;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;overflow:hidden; }
  .login-logo-icon img { width:100%;height:100%;object-fit:cover; }
  .login-logo-text { font-size:1.1rem;font-weight:700;color:#0B3D6B; }
  .login-title { font-size:1.4rem;font-weight:700;color:#1C1C1E;margin-bottom:0.3rem;text-align:center; }
  .login-sub { font-size:0.82rem;color:#6B7280;text-align:center;margin-bottom:1.75rem; }
  .login-field { margin-bottom:1rem; }
  .login-field label { display:block;font-size:0.75rem;font-weight:600;color:#6B7280;text-transform:uppercase;letter-spacing:0.3px;margin-bottom:0.4rem; }
  .login-field input { width:100%;border:1.5px solid #E5E7EB;border-radius:8px;padding:0.65rem 0.9rem;font-size:0.9rem;font-family:'Inter',sans-serif;color:#1C1C1E;outline:none;transition:border-color 0.15s; }
  .login-field input:focus { border-color:#0EA5E9;box-shadow:0 0 0 3px rgba(14,165,233,0.12); }
  .login-btn { width:100%;background:#0B3D6B;color:white;border:none;border-radius:8px;padding:0.75rem;font-size:0.95rem;font-weight:700;font-family:'Inter',sans-serif;cursor:pointer;margin-top:0.5rem;transition:background 0.15s; }
  .login-btn:hover { background:#1A5C9A; }
  .login-btn:disabled { opacity:0.6;cursor:not-allowed; }
  .login-error { background:#fee2e2;color:#991b1b;border-radius:8px;padding:0.65rem 0.9rem;font-size:0.82rem;margin-top:1rem;display:none; }
  .login-error.show { display:block; }
  .user-badge { display:flex;align-items:center;gap:8px;font-size:0.82rem;color:rgba(255,255,255,0.85); }
  .user-badge strong { color:white; }
  .btn-logout { background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.25);color:white;font-family:'Inter',sans-serif;font-size:0.78rem;font-weight:600;padding:5px 12px;border-radius:6px;cursor:pointer;transition:background 0.15s; }
  .btn-logout:hover { background:rgba(255,255,255,0.22); }

  /* ── MODAL USUARIOS ── */
  #modal-usuarios { display:none;position:fixed;inset:0;background:rgba(0,0,0,0.5);z-index:500;align-items:center;justify-content:center; }
  #modal-usuarios.open { display:flex; }
  .usuarios-modal { background:white;border-radius:18px;width:95%;max-width:720px;max-height:90vh;overflow-y:auto;box-shadow:0 24px 64px rgba(0,0,0,0.22); }
  .usuarios-modal-head { background:var(--ocean);color:white;padding:1.25rem 1.5rem;border-radius:18px 18px 0 0;display:flex;justify-content:space-between;align-items:center; }
  .usuarios-modal-head h3 { font-size:1rem;font-weight:700; }
  .usuarios-modal-head button { background:none;border:none;color:white;font-size:1.3rem;cursor:pointer; }
  .usuarios-modal-body { padding:1.5rem; }
  .perm-grid { display:grid;grid-template-columns:1fr 1fr;gap:0.5rem;margin:1rem 0; }
  .perm-item { display:flex;align-items:center;gap:8px;font-size:0.84rem;color:var(--charcoal);background:var(--ocean-light);padding:0.5rem 0.75rem;border-radius:8px;cursor:pointer;user-select:none; }
  .perm-item input { accent-color:var(--ocean);width:15px;height:15px;cursor:pointer;flex-shrink:0; }
  .usuario-row { border:1px solid var(--border);border-radius:10px;margin-bottom:0.75rem;overflow:hidden; }
  .usuario-row-head { display:flex;align-items:center;justify-content:space-between;padding:0.75rem 1rem;gap:1rem;flex-wrap:wrap; }
  .usuario-row-info strong { font-size:0.88rem;color:var(--charcoal);display:block; }
  .usuario-row-info span { font-size:0.75rem;color:var(--muted); }
  .usuario-perms-badges { display:flex;flex-wrap:wrap;gap:4px;margin-top:4px; }
  .perm-badge { font-size:0.68rem;font-weight:600;padding:2px 7px;border-radius:10px;background:var(--ocean-light);color:var(--ocean); }
  .perm-badge.off { background:#f3f4f6;color:#9ca3af;text-decoration:line-through; }
  .usuario-row-edit { background:#f9fafb;border-top:1px solid var(--border);padding:1rem 1.25rem;display:none; }
  .usuario-row-edit.open { display:block; }
  .edit-grid { display:grid;grid-template-columns:1fr 1fr;gap:0.75rem;margin-bottom:0.75rem; }
  .edit-field label { display:block;font-size:0.72rem;font-weight:600;color:var(--muted);text-transform:uppercase;margin-bottom:0.3rem; }
  .edit-field input { width:100%;border:1.5px solid var(--border);border-radius:7px;padding:0.5rem 0.75rem;font-size:0.84rem;font-family:'Inter',sans-serif;outline:none; }
  .edit-field input:focus { border-color:var(--wave); }
  .edit-perm-grid { display:grid;grid-template-columns:repeat(4,1fr);gap:0.4rem;margin-bottom:0.75rem; }
  .edit-status { font-size:0.78rem;margin-left:0.5rem; }